ING's Electric Orange Checking Account
A mainstay in ING Direct’s offering is their Electric Orange Checking Account. This account has been around for quite a while and payed a top interest rate when they were high a couple of years ago.
Now that the recession has wreaked havoc on financial institutions, this checking account interest rate has declined significantly. The account is still one that can provide an effective cash solution for those that are looking for the liquidity of a checking account with the added luxury of an interest payment every month.
The Orange Checking account is FDIC insured and features free bill pay and a debit Mastercard. You have unlimited access to their ATM network but will get charged if you choose to use one outside the network. In this case, Schwab’s Investor Checking exceeds what ING is currently offering.
If ease of use is of any importance to you, we’d recommend giving ING Direct a run. Once you setup an account with ING, you can easily create several sub-accounts to help you micro-manage your money. If you’re into that sort of thing.
It’s easy to open an ING account online.
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